How to get it (your credit score, that is) up

Mar 16, 2011

Need some inspiration to get your credit score up a little higher? One word: perks. Banks are aggressively marketing to those with excellent credit offering enticements like few or no fees, 0% interest on new purchases for one year on balance transfers, even free companion tickets on flights (if you are lucky enough to have Citi’s ThankYou Prestige card). On the other end of the spectrum, Bank of America is sending out notices informing customers who carry a high balance or make late payments that their annual fee is going up to $59.00. A year ago, a customer might not pay a fee at all. The recession has wreaked havoc on the housing market, Wall Street, and most of all American’s credit score. What can you do about it? Ask Patt.

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